Third-party, comprehensive or own-damage cover with zero-dep add-on and a cashless garage network across India.
Repairs for accidental damage, fire and natural calamities to your own vehicle.
Mandatory cover for damage or injury caused to a third party or their property.
Get full claim amount without deduction for wear and tear on parts.
Towing, flat tyre, battery jump-start and fuel-delivery support anywhere.
Retain your NCB discount even after making one claim in a policy year.
Cover for the owner-driver in case of accidental death or disability.
Legally mandatory cover
Own damage + third-party
Maximum protection
*Indicative premium for a private car, for illustration only. Actual premium depends on vehicle model, age and city.
| Feature | Third-Party | Comprehensive | Comprehensive + Zero-Dep |
|---|---|---|---|
| Third-Party Liability | ✓ | ✓ | ✓ |
| Own Damage Cover | — | ✓ | ✓ |
| Zero Depreciation | — | — | ✓ |
| Roadside Assistance | — | ✓ | ✓ |
| Cashless Garages | — | ✓ | ✓ |
Yes, as per the Motor Vehicles Act, every vehicle on Indian roads must have at least third-party liability insurance.
NCB is a discount on your premium for every claim-free year, which can go up to 50% and can be transferred if you switch insurers.
Yes, though a vehicle inspection may be required if the policy has lapsed for a while. Renew early to avoid this.
Report the incident via our toll-free number or app, share photos and documents, and choose a cashless network garage nearby. See our Claims page.
No paperwork, no waiting — just instant cover.